Golf - Is Public Liability Insurance Really Necessary?

If you're a member of a golf club and enjoy playing for fun or you are a professional playing in tournaments for a living, you might think that public liability insurance is just an additional unnecessary expense.  But is this really the case?  Read on for more information. What is public liability insurance? Public liability insurance (PLI) is taken out by individuals and companies to provide them with protection against legal actions that may be brought against them by third parties claiming damages as a result of damage or injury.